Each application runs on its own secure system, so your details go straight to the people making the decision rather than sitting on a web server in between. Applying with someone? Use our full application.
Start your application with Upstart
Upstart's application opens below, on Upstart's own secure form. Read its credit-check disclosure before you submit: it explains when Upstart makes a soft inquiry, which does not affect your score, and when it makes a hard one, which can.
Upstart's form loads here. If it does not appear, call (724) 658-1212 and ask for finance.
The full application
The complete application, including a co-applicant if you have one, runs on Automatrix, the system that holds your deal. Your details go straight into the finance department's file rather than sitting on a web server in between, and you sign it digitally at the end. Set aside about fifteen minutes and have these to hand:
A valid driver's license
Proof of income — recent pay stubs, or two years of returns if self-employed
Proof of residence, such as a utility bill in your name
Your insurance details
If you are trading in: the title, and any finance settlement figure
Start with the soft-pull check instead. It shows you a real borrowing range without touching your score, so you can shop knowing the number rather than hoping.
Our finance department is signed on with more than twenty lending institutions. First-time buyer, thin file, past bankruptcy — say so early and it gets routed to the lender most likely to say yes, rather than being shotgunned at all of them.
Rather do it in person?
Call (724) 658-1212 and ask for finance, or bring the documents listed above to the lot at 2757 W. State St. It usually takes about twenty minutes across the desk.